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Premier Checking

Premier Checking

Premier Checking

Premier Checking

We work hard to design banking solutions that help you prosper. That’s why we created our Premier Checking account, which gives you all the benefits of a standard checking account while your money earns interest. As a Premier Checking customer, you can also enjoy access to a free or discounted safety deposit box (depending on size) and waived fees on purchased money orders, cashier’s checks and incoming wire transfers.

In addition to earning interest and waived fees, our Premier Checking account also offers FREE ATMs nationwide. That’s right, with Premier Checking, you can say goodbye permanently to ATM fees: we’ll even reimburse for machines outside of our network.


  • Free ATMs Nationwide1
  • Only $100 needed to open
  • $10,000 average daily balance or $75,000 combined average relationship balance for the monthly statement cycle to avoid $25 monthly fee
  • Tiered and variable interest rate with interest paid monthly
  • Free bank specialty check printing for your premier checking2
  • Waived fees when purchasing money orders, cashier checks and travelers checks
  • Waived fees for incoming wire transfers credited to your premier checking account
  • Waived fees on a Safe Deposit Box - smallest box size offered at the branch location or equivalent discounts on a larger size box
  • Online & Mobile Banking3
  • Remote Deposit3
  • Online Bill Pay3
  • E-statements3
  • Cardless Cash3
  • Debit card4


We can help you plan for the future


The front door opens possibilities


Fun, friendship and adventure are at your fingertips!

1. The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, MoneyPass, or Sum surcharge–free networks. Other banks outside the network may impose ATM surcharges at their machines. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1.10% International Service fee charged by the bank for certain foreign transactions conducted outside the continental United States. 2. Restrictions on style and quantity may apply. 3. Third party message, data, and/or internet fees may apply. Use of online Banking is required for access to Mobile/Remote banking. Mobile/Internet connectivity is required. Remote Deposit requires established Checking, Savings or Money Market deposit account for personal, family, or household purposes with the Bank and has had no more than six overdraft occurrences within the past or current calendar year. Cardless Cash requires a checking account with the Bank and debit card with the bank and is available only at Wintrust Community Bank ATMs. 4. Overdraft fees may apply.