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The choice of investments for your retirement funds is never easy. The funds you have saved for your retirement deserve special attention. How much you save and the returns on those funds may be the difference between being able to have the lifestyle you want during retirement or being forced to accept something less. We have many options for your money and want to help you manage your money in the best way possible. This time in your life may be the most enjoyable and relaxing. We want to help you enjoy the ride.

Total Access Checking

  • Unlimited Free ATM Transactions1
  • An interest-bearing checking account
  • No daily minimum balance and no monthly fee
  • First order of imprinted checks free2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • $100 minimum required to open
  • Discounts at local merchants
  • Free Bill Pay
  • Free Online Banking and Telebank
  • Free imaged checks with CheckManager Plus®
  • Free text alerts and Mobile Banking3

1 The bank does not charge its customers a monthly card usage fee. No transaction charge at any ATM in the Allpoint, MoneyPass or SUM surcharge-free networks. Surcharge fees assessed by owners of other ATMs outside the network will be reimbursed. Reimbursement does not include the 1% International Services fee charged by MasterCard(r) for certain foreign transactions conducted outside the continental United States.
2 Limitations apply on type of check and quantity ordered.
3 Use of online Banking is required for access to Mobile/Remote banking. Mobile/Internet connectivity is required. See your wireless provider for fees related to text messaging. Remote Deposit requires an established Checking, Savings or Money Market deposit account for personal, family or household purposes with the Bank for at least 30 days and has had no more than six overdraft occurrences within the past or current calendar year. See a personal banker for more details.
 

Premier Checking

  • $1,000 minimum to open and $7500 average daily balance1
  • An interest-bearing checking account
  • Unlimited FREE ATM transactions nationwide
  • No monthly service charge with minimum required balance
  • FREE first order of specialty checks
  • FREE discounts at local merchants
  • FREE online banking, bill pay, mobile banking & telebanking
  • FREE FinanceWorks™ service to help you set goals, make budgets and keep track of your finances

1A maintenance fee of $25.00 will be imposed every statement cycle unless you maintain the required average daily balance

PlatinumPreferred® Account

PlatinumPreferred Account® offers a bundle of checking products and services designed to meet the needs of folks aged fifty and older.

Features/Benefits

  • Free interest bearing checking
  • No minimum balance and no monthly fee1
  • FREE safety paper checks2
  • NO ANNUAL FEE ATM or MasterCard debit card
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area
  • FREE small size Safe Deposit Box for one year (or equivalent savings off a larger box)3
  • BONUS interest rates on all regular fixed rate CDs4
  • FREE traveler's checks
  • FREE imaged checks with CheckManager Plus®
  • FREE On-line Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken, Quickbooks and Microsoft Money download capabilities
  • Must have or open up a companion account with at least $5,000 

1 Fees, such as overdraft charges, and fees for special services may apply. 
2 Limitations apply on type of check and quantity ordered.
3 Limited number of boxes available.
4 Excludes CD Special Rates

Premier Passbook Savings Account

  • Minimum Daily Balance requirement of only $200
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly
  • Premium savings rate over our regular savings accounts

Market Rate Savings Account

A Money Market Account with unlimited withdrawals and deposits.  Great for customers who like to keep a large liquid balance and still want to get competitive rates.

Features & Benefits

  • Minimum Daily Balance of only $1,000 or a Average Daily Balance of $2,500 to avoid a monthly service fee1
  • Minimum of $5,000 to open the account
  • Please see a Personal Banker for withdrawals
  • Higher interest rates than a typical Savings Account
  • FREE Online Banking and Telebank

1A maintenance fee of $10.00 will be imposed every statement cycle unless you maintain the minimum balance.

Traditional Money Market Account

Our Traditional Money Market Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $1,000 to avoid a monthly service fee1
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to 6 debits per month including ACH transfers, transactions by draft, debit card, ATM or similar order made payable to third parties 
  • FREE Online Banking and Telebank
  • Limit of 3 withdrawals by check per month

1A maintenance fee of $10.00 will be imposed every statement cycle unless you maintain the required minimum daily balance

Platinum Adventures® Club


Looking for Adventures?  You've come to the right place as we offer the Platinum Adventures Club to customers who are at least 50 years old and maintain an active checking account. 

The Platinum Adventures Club is perfect for you if you like museums, theaters, out-of-town excursions, etc.  We do all the planning; you choose which events you want to go on.  There is no annual fee and you only pay for events you wish to participate in.  Some of our events are FREE too!

Upcoming Events

Click here to download the newsletter with our upcoming events!

 

*Please register as a Platinum Adventures Club member before participating in any of the events. An enrollment card is available from your personal banker. You are also welcome to bring a guest on the trips.

 

Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms

  • 3 Months
  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1,000.

Home Equity Lines of Credit

Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Give us a call or stop in today for more information.

Mortgages

Thinking about purchasing or refinancing a home? We have a full-service mortgage team to assist you. Our products can be custom-designed to meet your individual needs, and they feature some of the most competitive interest rates in the marketplace. We also provide superior customer service with a personal touch.

Products:

  • Pre-qualifications
  • Fixed-rate mortgages with various terms
  • Adjustable-rate mortgages
  • Jumbo loans (up to $6 million)
  • First-time homebuyer programs
  • Interest-only loans
  • Second home and investment property loans
  • Second mortgage programs
  • Expanded products for unique property types, credit situations, etc.
  • Superior service enabling a quick close

Learn More

 

Have questions about your mortgage needs?

Contact us at any of our convenient bank locations and we will put you in touch with one of our knowledgeable mortgage loan specialists.