<![CDATA[
<body bgcolor="#FFFFFF" text="#000000">
<img src="/calculators/images/logo_inetcalc.gif"
alt="I-Net-Calculator"
width="200" height="30" border="0" /><br />
<img src="/calculators/images/new_wintrust_tagline.gif"
alt="Financial Calculators for all your Financial Needs."
width="308" height="20" vspace="2" /><br />
<form method="POST" action="http://www.calcbuilder.com/cgi-bin/calcs/MEN1.cgi/financialcenter">
<input type=hidden name=QUERY_STRING value="START_TIME=948732561&RUN_LEVEL=1">
<input type=hidden name=MY_LEVEL value=1><input type=hidden name=MY_START_TIME value=948732561><input type=hidden name=PREVIOUS_TIME value=948732561>
<table width="99%" cellpadding="5" cellspacing="0" border="0">
<tr>
<td colspan="2"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2">Use
the following financial calculators to assist you in planning, estimating
and exploring your financial options. These tools will help identify
your financial goals and will help you manage your money more effectively.</font></td>
</tr>
<tr><td colspan="2"><p class="section">Auto</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto01/tool.fcs">Which is better: a new or used vehicle?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto02/tool.fcs">How much should depreciation cost me?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto03/tool.fcs">Should I lease or purchase a vehicle?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto04/tool.fcs">Should I finance or pay cash for a vehicle?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto05/tool.fcs">How much will my vehicle payments be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto06/tool.fcs">Which vehicle loan is better?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto07/tool.fcs">What term of vehicle loan should I choose?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto08/tool.fcs">Should I use a home equity loan instead of an auto loan?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto09/tool.fcs">Which is better: a rebate or special dealer financing?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto10/tool.fcs">How long should I keep a vehicle?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/auto11/tool.fcs">What vehicle can I afford?</a>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Money Management</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget03/tool.fcs">How much am I spending?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget04/tool.fcs">Should I pay off debt or invest in savings?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget05/tool.fcs">What will it take to pay off my balance?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget06/tool.fcs">How much should I set aside for emergencies?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget07/tool.fcs">How much will it cost to raise a child?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget08/tool.fcs">What's it worth to reduce my spending?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/budget09/tool.fcs">Should my spouse work too?</a>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Home Equity</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/creditline01/tool.fcs">How large a line of credit can I obtain?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/creditline02/tool.fcs">Should I consolidate my debts?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/creditline03/tool.fcs">Should I use a home equity loan or an auto loan?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/creditline04/tool.fcs">How much will my loan payments be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/creditline05/tool.fcs">What will my tax savings be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/creditline06/tool.fcs">What will it take to pay off my line of credit?</a><br>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Home Financing</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home01/tool.fcs">How much can I borrow?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home02/tool.fcs">How much will my mortgage payments be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home03/tool.fcs">How much will my adjustable rate payments be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home04/tool.fcs">Which is better: fixed or adjustable?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home05/tool.fcs">Should I pay points to lower the rate?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home06/tool.fcs">Which is better: 15- or 30- year loan term?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home07/tool.fcs">How much should I put down for a new home?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home08/tool.fcs">How much can I save in taxes?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home09/tool.fcs">What will my closing costs be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home10/tool.fcs">Am I better off renting?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home11/tool.fcs">Am I better off refinancing?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home12/tool.fcs">What will my refinancing costs be?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home13/tool.fcs">How can I reduce mortgage insurance costs?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home14/tool.fcs">Which lender has the better loan?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home15/tool.fcs">Which loan is better?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home16/tool.fcs">How advantageous are extra payments?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/home17/tool.fcs">What home can I afford?</a><br>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Retirement Planning</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire01/tool.fcs">How will retirement affect my expenses?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02a/tool.fcs">Am I saving enough? What can I change?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02b/tool.fcs">How will this account be used?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02c/tool.fcs">What will I earn with this account?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02d/tool.fcs">How advantageous is increasing my savings?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02e/tool.fcs">Which savings or income source will be the largest?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02f/tool.fcs">How much can I invest before taxes each year?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02g/tool.fcs">What if I underestimate my expenses?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02h/tool.fcs">What will my income be after I retire?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02i/tool.fcs">What will my expenses be after I retire?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02j/tool.fcs">What happens if tax laws change?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02k/tool.fcs">How much of an effect can inflation have?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02m/tool.fcs">Which savings should be used first?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02n/tool.fcs">How much will Social Security provide after retirement?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/retire02o/tool.fcs">What if Social Security no longer exists?</a><br>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Roth IRA</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira01a/tool.fcs">Which will provide the most retirement income?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira01b/tool.fcs">How will changes in my tax rate affect the decision?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira01d/tool.fcs">What option is best for estate planning?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira01f/tool.fcs">How do return rates affect my retirement income?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira01g/tool.fcs">When should I begin saving?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira01h/tool.fcs">How will a large withdrawal affect the decision?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira02/tool.fcs">Should I convert my IRA into a Roth IRA?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/rothira03/tool.fcs">How much may I contribute to an IRA?</a><br>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Savings</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings01/tool.fcs">What will it take to become a millionaire?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings02/tool.fcs">How much will my savings be worth?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings03/tool.fcs">What will it take to save for a vehicle, home, etc.?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings04/tool.fcs">What will it take to save for a college education?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings06/tool.fcs">How will taxes and inflation affect my savings?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings08/tool.fcs">How much of a difference will the rate make?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings13/tool.fcs">What's it worth to reduce my spending?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings14/tool.fcs">How much, at what rate, when?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings15/tool.fcs">Which is better: cash or payments?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/savings16/tool.fcs">How much will my CD be worth at maturity?</a><br>
</p>
</td>
</tr>
<tr><td colspan="2"><p class="section">Stock Investment</p></td></tr>
<tr>
<td colspan="2">
<p class="links">
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock01/tool.fcs">What is the return on my stock if I sell now?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock02/tool.fcs">Should I wait a year to sell my stock?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock03/tool.fcs">Should I sell my stock now and invest the money elsewhere?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock04/tool.fcs">What stock price achieves my target rate of return?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock05/tool.fcs">What is my current yield from dividends?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock06/tool.fcs">How much do fees affect my stock's rate of return?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock07/tool.fcs">Which is better: income or growth stock?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock09/tool.fcs">How do exchange rates affect my foreign stock?</a><br>
<a href="http://partners.leadfusion.com/leadfusion/wintrust/stock11/tool.fcs">When will I recover my stock costs?</a><br>
</p>
</td>
</tr>
<tr>
<td colspan="2"><font face="arial, helvetica"><b>
<a href="http://www2.fdic.gov/edie" target="_blank"
onclick="self.location='redirect.html?redirect='+this.href;return false;">
FDIC Deposit Insurance Info and Calculator</a></b></font></td>
</tr>
<tr align="center">
<td colspan="2">
<hr>
<br>
<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Copyright © 2002-2003 Wintrust Financial Corporation
</font></td>
</tr>
<tr align="center">
<td align="right"><img src="/calculators/images/fdiclogo.gif" width="64" height="43"></td>
<td align="left"><img src="/calculators/images/equalhouselogo.gif" width="64" height="43"></td>
</tr>
</table>
</form>
</body>
]]>